Call reports 2009
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2009
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 39,045,000 | 39,186,000 | 39,415,000 | 39,498,000 |
| Total loans | 9,125,000 | 10,064,000 | 10,627,000 | 10,725,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 3,337,000 | 2,934,000 | 3,167,000 | 1,645,000 |
| Securities held to maturity | 324,000 | 310,000 | 301,000 | 3,092,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,113,000 | 29,642,000 | 29,745,000 | 30,252,000 |
| Interest-bearing deposits | 26,679,000 | 27,016,000 | 27,485,000 | 27,350,000 |
| Noninterest-bearing deposits | 2,434,000 | 2,626,000 | 2,260,000 | 2,902,000 |
| Equity capital | 6,139,000 | 6,149,000 | 6,237,000 | 6,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 340,000 | 680,000 | 1,005,000 | 1,302,000 |
| Interest expense | 213,000 | 418,000 | 614,000 | 802,000 |
| Net interest income | 127,000 | 262,000 | 391,000 | 500,000 |
| Noninterest income | 26,000 | 49,000 | 70,000 | 64,000 |
| Noninterest expense | 91,000 | 192,000 | 293,000 | 481,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 119,000 | 168,000 | 83,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 119,000 | 168,000 | 83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,109,000 | 6,166,000 | 6,215,000 | 6,049,000 |
| Total capital | 6,193,000 | 6,250,000 | 6,299,000 | 6,133,000 |
| Risk-weighted assets | 14,579,000 | 15,286,000 | 15,761,000 | 15,864,000 |