Call reports 2008
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2008
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 38,624,000 | 38,381,000 | 39,248,000 | 38,976,000 |
| Total loans | 9,733,000 | 10,306,000 | 9,883,000 | 9,381,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 6,835,000 | 6,766,000 | 6,418,000 | 5,576,000 |
| Securities held to maturity | 366,000 | 352,000 | 342,000 | 333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,702,000 | 28,464,000 | 29,183,000 | 29,124,000 |
| Interest-bearing deposits | 26,006,000 | 25,788,000 | 26,684,000 | 26,106,000 |
| Noninterest-bearing deposits | 2,696,000 | 2,676,000 | 2,499,000 | 3,018,000 |
| Equity capital | 6,068,000 | 6,046,000 | 6,170,000 | 6,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 928,000 | 1,337,000 | 1,725,000 |
| Interest expense | 265,000 | 503,000 | 740,000 | 961,000 |
| Net interest income | 243,000 | 425,000 | 597,000 | 764,000 |
| Noninterest income | 32,000 | 57,000 | 82,000 | 104,000 |
| Noninterest expense | 85,000 | 195,000 | 275,000 | 526,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 190,000 | 287,000 | 404,000 | 342,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 190,000 | 287,000 | 404,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,023,000 | 6,120,000 | 6,238,000 | 6,047,000 |
| Total capital | 6,107,000 | 6,204,000 | 6,322,000 | 6,131,000 |
| Risk-weighted assets | 14,685,000 | 15,267,000 | 15,197,000 | 14,758,000 |