Call reports 2007
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2007
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 39,471,000 | 38,591,000 | 38,668,000 | 38,634,000 |
| Total loans | 8,129,000 | 9,367,000 | 10,022,000 | 9,859,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 10,263,000 | 9,666,000 | 9,492,000 | 7,908,000 |
| Securities held to maturity | 723,000 | 704,000 | 690,000 | 678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,917,000 | 28,930,000 | 28,682,000 | 28,918,000 |
| Interest-bearing deposits | 26,174,000 | 25,527,000 | 25,221,000 | 25,427,000 |
| Noninterest-bearing deposits | 3,743,000 | 3,403,000 | 3,461,000 | 3,491,000 |
| Equity capital | 5,691,000 | 5,753,000 | 6,034,000 | 5,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 1,023,000 | 1,544,000 | 2,090,000 |
| Interest expense | 289,000 | 589,000 | 883,000 | 1,189,000 |
| Net interest income | 221,000 | 434,000 | 661,000 | 901,000 |
| Noninterest income | 23,000 | 48,000 | 72,000 | 94,000 |
| Noninterest expense | 84,000 | 186,000 | 264,000 | 562,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 160,000 | 296,000 | 469,000 | 433,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 160,000 | 296,000 | 469,000 | 433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,690,000 | 5,823,000 | 5,996,000 | 5,833,000 |
| Total capital | 5,774,000 | 5,907,000 | 6,080,000 | 5,917,000 |
| Risk-weighted assets | 13,354,000 | 14,373,000 | 14,815,000 | 14,618,000 |