Call reports 2006
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2006
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 36,049,000 | 38,016,000 | 38,245,000 | 38,677,000 |
| Total loans | 7,862,000 | 8,280,000 | 8,353,000 | 7,960,000 |
| Allowance for loan losses | 85,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 7,873,000 | 8,487,000 | 9,165,000 | 11,860,000 |
| Securities held to maturity | 800,000 | 773,000 | 755,000 | 735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,920,000 | 28,727,000 | 28,727,000 | 29,441,000 |
| Interest-bearing deposits | 23,352,000 | 24,610,000 | 24,792,000 | 25,409,000 |
| Noninterest-bearing deposits | 3,568,000 | 4,117,000 | 3,935,000 | 4,032,000 |
| Equity capital | 5,424,000 | 5,552,000 | 5,740,000 | 5,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 409,000 | 855,000 | 1,328,000 | 1,840,000 |
| Interest expense | 228,000 | 463,000 | 728,000 | 1,017,000 |
| Net interest income | 181,000 | 392,000 | 600,000 | 823,000 |
| Noninterest income | 21,000 | 41,000 | 63,000 | 89,000 |
| Noninterest expense | 77,000 | 171,000 | 254,000 | 652,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 125,000 | 262,000 | 409,000 | 260,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 262,000 | 409,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,511,000 | 5,649,000 | 5,796,000 | 5,530,000 |
| Total capital | 5,596,000 | 5,733,000 | 5,880,000 | 5,614,000 |
| Risk-weighted assets | 12,624,000 | 13,440,000 | 13,629,000 | 13,482,000 |