Call reports 2002
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2002
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,173,000 | 37,546,000 | 38,137,000 | 36,187,000 |
| Total loans | 5,076,000 | 5,415,000 | 6,275,000 | 6,431,000 |
| Allowance for loan losses | 86,000 | 86,000 | 86,000 | 86,000 |
| Securities available for sale | 20,552,000 | 16,908,000 | 14,098,000 | 7,971,000 |
| Securities held to maturity | 2,071,000 | 2,465,000 | 2,567,000 | 3,452,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,155,000 | 28,111,000 | 28,761,000 | 26,837,000 |
| Interest-bearing deposits | 25,827,000 | 25,606,000 | 27,212,000 | 25,259,000 |
| Noninterest-bearing deposits | 2,328,000 | 2,505,000 | 1,549,000 | 1,578,000 |
| Equity capital | 5,486,000 | 5,873,000 | 5,976,000 | 5,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 748,000 | 1,110,000 | 1,442,000 |
| Interest expense | 278,000 | 550,000 | 823,000 | 1,072,000 |
| Net interest income | 101,000 | 198,000 | 287,000 | 370,000 |
| Noninterest income | 7,000 | 10,000 | 13,000 | 31,000 |
| Noninterest expense | 63,000 | 130,000 | 215,000 | 376,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 78,000 | 85,000 | 28,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 45,000 | 76,000 | 82,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,768,000 | 5,799,000 | 5,805,000 | 5,747,000 |
| Total capital | 5,854,000 | 5,885,000 | 5,891,000 | 5,833,000 |
| Risk-weighted assets | 10,676,000 | 10,833,000 | 12,065,000 | 12,164,000 |