Call reports 2001
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2001
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,331,000 | 41,544,000 | 41,883,000 | 40,683,000 |
| Total loans | 3,356,000 | 3,641,000 | 4,064,000 | 4,048,000 |
| Allowance for loan losses | 86,000 | 86,000 | 86,000 | 86,000 |
| Securities available for sale | 7,306,000 | 14,375,000 | 13,768,000 | 20,704,000 |
| Securities held to maturity | 9,057,000 | 3,433,000 | 1,653,000 | 2,259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,003,000 | 32,138,000 | 32,305,000 | 31,550,000 |
| Interest-bearing deposits | 28,470,000 | 29,628,000 | 29,753,000 | 28,923,000 |
| Noninterest-bearing deposits | 2,533,000 | 2,510,000 | 2,552,000 | 2,627,000 |
| Equity capital | 5,905,000 | 5,945,000 | 6,076,000 | 5,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,149,000 | 1,642,000 | 2,051,000 |
| Interest expense | 410,000 | 813,000 | 1,192,000 | 1,529,000 |
| Net interest income | 200,000 | 336,000 | 450,000 | 522,000 |
| Noninterest income | 5,000 | 9,000 | 10,000 | 16,000 |
| Noninterest expense | 55,000 | 143,000 | 205,000 | 462,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 202,000 | 255,000 | 76,000 |
| Income tax | 0 | 0 | 6,000 | 8,000 |
| Net income | 150,000 | 202,000 | 249,000 | 68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,856,000 | 5,908,000 | 5,955,000 | 5,723,000 |
| Total capital | 5,942,000 | 5,994,000 | 6,041,000 | 5,809,000 |
| Risk-weighted assets | 9,924,000 | 10,430,000 | 10,193,000 | 10,415,000 |