Call reports 2025
PINNACLE BANK — 2025
What PINNACLE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 303,870,000 | 298,782,000 | 314,848,000 | 306,592,000 |
| Total loans | 208,293,000 | 209,635,000 | 210,732,000 | 211,440,000 |
| Allowance for loan losses | 2,092,000 | 2,153,000 | 2,154,000 | 2,232,000 |
| Securities available for sale | 58,303,000 | 56,150,000 | 55,341,000 | 60,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,481,000 | 258,583,000 | 272,305,000 | 263,395,000 |
| Interest-bearing deposits | 224,029,000 | 213,992,000 | 228,259,000 | 219,217,000 |
| Noninterest-bearing deposits | 35,452,000 | 44,591,000 | 44,046,000 | 44,178,000 |
| Equity capital | 36,146,000 | 36,252,000 | 39,148,000 | 39,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,685,000 | 7,544,000 | 11,632,000 | 15,634,000 |
| Interest expense | 1,464,000 | 2,906,000 | 4,243,000 | 5,582,000 |
| Net interest income | 2,221,000 | 4,638,000 | 7,389,000 | 10,052,000 |
| Noninterest income | 426,000 | 928,000 | 1,447,000 | 1,979,000 |
| Noninterest expense | 1,396,000 | 2,852,000 | 4,237,000 | 5,768,000 |
| Provision for loan losses | 45,000 | 100,000 | 168,000 | 253,000 |
| Pretax income | 1,206,000 | 2,614,000 | 4,424,000 | 5,938,000 |
| Income tax | 258,000 | 591,000 | 1,013,000 | 1,361,000 |
| Net income | 948,000 | 2,023,000 | 3,411,000 | 4,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,379,000 | 42,455,000 | 43,842,000 | 43,759,000 |
| Total capital | 43,646,000 | 44,783,000 | 46,178,000 | 46,239,000 |
| Risk-weighted assets | 250,374,000 | 250,051,000 | 256,963,000 | 254,788,000 |