Call reports 2023
PINNACLE BANK — 2023
What PINNACLE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 311,272,000 | 312,446,000 | 300,844,000 | 307,140,000 |
| Total loans | 198,571,000 | 200,860,000 | 205,909,000 | 219,506,000 |
| Allowance for loan losses | 2,268,000 | 2,324,000 | 2,487,000 | 2,067,000 |
| Securities available for sale | 62,984,000 | 60,820,000 | 60,566,000 | 60,238,000 |
| Securities held to maturity | 1,225,000 | 2,890,000 | 2,875,000 | 2,863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,113,000 | 269,956,000 | 258,676,000 | 262,497,000 |
| Interest-bearing deposits | 221,651,000 | 222,487,000 | 211,439,000 | 221,922,000 |
| Noninterest-bearing deposits | 48,462,000 | 47,469,000 | 47,237,000 | 40,575,000 |
| Equity capital | 38,583,000 | 39,813,000 | 38,775,000 | 41,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,677,000 | 7,474,000 | 11,360,000 | 15,180,000 |
| Interest expense | 644,000 | 1,299,000 | 1,957,000 | 3,431,000 |
| Net interest income | 3,033,000 | 6,175,000 | 9,403,000 | 11,749,000 |
| Noninterest income | 406,000 | 836,000 | 1,262,000 | 1,709,000 |
| Noninterest expense | 1,074,000 | 2,486,000 | 3,624,000 | 4,959,000 |
| Provision for loan losses | 510,000 | 565,000 | 750,000 | 876,000 |
| Pretax income | 1,855,000 | 3,848,000 | 6,179,000 | 7,306,000 |
| Income tax | 384,000 | 842,000 | 1,331,000 | 1,552,000 |
| Net income | 1,471,000 | 3,006,000 | 4,848,000 | 5,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,309,000 | 44,843,000 | 46,686,000 | 45,592,000 |
| Total capital | 45,577,000 | 47,167,000 | 49,173,000 | 47,836,000 |
| Risk-weighted assets | 248,840,000 | 251,051,000 | 254,403,000 | 265,405,000 |