Call reports 2022
PINNACLE BANK — 2022
What PINNACLE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 281,732,000 | 263,056,000 | 258,061,000 | 285,368,000 |
| Total loans | 176,552,000 | 177,530,000 | 179,574,000 | 186,679,000 |
| Allowance for loan losses | 1,806,000 | 2,914,000 | 2,941,000 | 1,705,000 |
| Securities available for sale | 66,129,000 | 59,533,000 | 57,377,000 | 62,189,000 |
| Securities held to maturity | 1,228,000 | 1,228,000 | 1,228,000 | 1,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,854,000 | 215,992,000 | 215,738,000 | 234,465,000 |
| Interest-bearing deposits | 166,578,000 | 150,316,000 | 152,358,000 | 176,330,000 |
| Noninterest-bearing deposits | 63,276,000 | 65,676,000 | 63,380,000 | 58,135,000 |
| Equity capital | 39,940,000 | 36,546,000 | 35,341,000 | 36,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,668,000 | 5,203,000 | 8,059,000 | 11,092,000 |
| Interest expense | 157,000 | 320,000 | 482,000 | 742,000 |
| Net interest income | 2,511,000 | 4,883,000 | 7,577,000 | 10,350,000 |
| Noninterest income | 546,000 | 580,000 | 902,000 | 1,305,000 |
| Noninterest expense | 967,000 | 2,014,000 | 3,092,000 | 4,291,000 |
| Provision for loan losses | 37,000 | 1,147,000 | 1,177,000 | 1,307,000 |
| Pretax income | 2,053,000 | 2,302,000 | 4,210,000 | 5,953,000 |
| Income tax | 474,000 | 350,000 | 785,000 | 1,176,000 |
| Net income | 1,579,000 | 1,952,000 | 3,425,000 | 4,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,007,000 | 40,469,000 | 41,941,000 | 42,294,000 |
| Total capital | 41,813,000 | 43,324,000 | 44,771,000 | 43,999,000 |
| Risk-weighted assets | 225,514,000 | 228,311,000 | 226,276,000 | 236,692,000 |