Call reports 2021
PINNACLE BANK — 2021
What PINNACLE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 238,311,000 | 261,098,000 | 270,023,000 | 261,044,000 |
| Total loans | 149,013,000 | 156,116,000 | 166,117,000 | 166,438,000 |
| Allowance for loan losses | 1,833,000 | 1,861,000 | 1,902,000 | 1,926,000 |
| Securities available for sale | 48,631,000 | 48,348,000 | 68,442,000 | 73,461,000 |
| Securities held to maturity | 1,228,000 | 1,228,000 | 1,228,000 | 1,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,160,000 | 209,978,000 | 215,816,000 | 206,354,000 |
| Interest-bearing deposits | 129,168,000 | 161,226,000 | 161,829,000 | 154,696,000 |
| Noninterest-bearing deposits | 47,992,000 | 48,752,000 | 53,987,000 | 51,658,000 |
| Equity capital | 40,202,000 | 41,996,000 | 42,565,000 | 42,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,398,000 | 4,761,000 | 7,046,000 | 9,192,000 |
| Interest expense | 158,000 | 328,000 | 483,000 | 619,000 |
| Net interest income | 2,240,000 | 4,433,000 | 6,563,000 | 8,573,000 |
| Noninterest income | 345,000 | 721,000 | 1,100,000 | 1,532,000 |
| Noninterest expense | 977,000 | 1,881,000 | 2,861,000 | 3,904,000 |
| Provision for loan losses | 20,000 | 57,000 | 112,000 | 146,000 |
| Pretax income | 1,706,000 | 3,334,000 | 4,808,000 | 6,178,000 |
| Income tax | 398,000 | 766,000 | 1,094,000 | 1,401,000 |
| Net income | 1,308,000 | 2,568,000 | 3,714,000 | 4,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,960,000 | 37,219,000 | 38,116,000 | 38,429,000 |
| Total capital | 37,793,000 | 39,080,000 | 40,018,000 | 40,355,000 |
| Risk-weighted assets | 171,949,000 | 194,095,000 | 210,435,000 | 205,857,000 |