Call reports 2020
PINNACLE BANK — 2020
What PINNACLE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 215,398,000 | 227,818,000 | 226,353,000 | 221,908,000 |
| Total loans | 140,106,000 | 156,961,000 | 159,274,000 | 148,724,000 |
| Allowance for loan losses | 1,696,000 | 1,812,000 | 1,842,000 | 1,837,000 |
| Securities available for sale | 40,959,000 | 38,061,000 | 37,108,000 | 36,119,000 |
| Securities held to maturity | 1,228,000 | 1,228,000 | 1,228,000 | 1,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,089,000 | 162,984,000 | 159,867,000 | 159,896,000 |
| Interest-bearing deposits | 104,255,000 | 111,449,000 | 101,057,000 | 98,264,000 |
| Noninterest-bearing deposits | 55,834,000 | 51,535,000 | 58,810,000 | 61,632,000 |
| Equity capital | 36,205,000 | 38,845,000 | 40,166,000 | 39,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,428,000 | 4,945,000 | 7,148,000 | 8,778,000 |
| Interest expense | 170,000 | 411,000 | 608,000 | 797,000 |
| Net interest income | 2,258,000 | 4,534,000 | 6,540,000 | 7,981,000 |
| Noninterest income | 312,000 | 617,000 | 945,000 | 1,306,000 |
| Noninterest expense | 956,000 | 1,922,000 | 2,783,000 | 3,776,000 |
| Provision for loan losses | 16,000 | 142,000 | 189,000 | 210,000 |
| Pretax income | 1,599,000 | 3,059,000 | 4,485,000 | 5,273,000 |
| Income tax | 381,000 | 733,000 | 1,073,000 | 1,257,000 |
| Net income | 1,218,000 | 2,326,000 | 3,412,000 | 4,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,766,000 | 33,874,000 | 34,960,000 | 34,565,000 |
| Total capital | 34,462,000 | 35,686,000 | 36,802,000 | 36,402,000 |
| Risk-weighted assets | 164,265,000 | 166,178,000 | 164,423,000 | 162,756,000 |