Call reports 2019
PINNACLE BANK — 2019
What PINNACLE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 199,118,000 | 195,588,000 | 202,668,000 | 215,130,000 |
| Total loans | 116,133,000 | 122,563,000 | 126,406,000 | 133,452,000 |
| Allowance for loan losses | 1,575,000 | 1,607,000 | 1,639,000 | 1,698,000 |
| Securities available for sale | 52,846,000 | 53,106,000 | 51,607,000 | 49,075,000 |
| Securities held to maturity | 1,228,000 | 1,228,000 | 1,228,000 | 1,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,526,000 | 155,999,000 | 156,309,000 | 160,111,000 |
| Interest-bearing deposits | 119,225,000 | 111,579,000 | 113,286,000 | 105,728,000 |
| Noninterest-bearing deposits | 42,301,000 | 44,420,000 | 43,023,000 | 54,383,000 |
| Equity capital | 31,960,000 | 33,932,000 | 35,269,000 | 35,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,115,000 | 4,127,000 | 6,240,000 | 8,313,000 |
| Interest expense | 160,000 | 304,000 | 471,000 | 660,000 |
| Net interest income | 1,955,000 | 3,823,000 | 5,769,000 | 7,653,000 |
| Noninterest income | 303,000 | 617,000 | 945,000 | 1,307,000 |
| Noninterest expense | 908,000 | 1,856,000 | 2,783,000 | 3,761,000 |
| Provision for loan losses | 65,000 | 97,000 | 132,000 | 192,000 |
| Pretax income | 1,209,000 | 2,392,000 | 3,682,000 | 4,890,000 |
| Income tax | 285,000 | 570,000 | 880,000 | 1,169,000 |
| Net income | 924,000 | 1,822,000 | 2,802,000 | 3,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,164,000 | 30,062,000 | 31,042,000 | 31,461,000 |
| Total capital | 30,739,000 | 31,669,000 | 32,682,000 | 33,159,000 |
| Risk-weighted assets | 139,889,000 | 147,054,000 | 150,893,000 | 162,479,000 |