Call reports 2018
PINNACLE BANK — 2018
What PINNACLE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 196,548,000 | 196,437,000 | 199,102,000 | 199,038,000 |
| Total loans | 94,225,000 | 98,215,000 | 102,030,000 | 113,761,000 |
| Allowance for loan losses | 1,386,000 | 1,422,000 | 1,459,000 | 1,510,000 |
| Securities available for sale | 72,665,000 | 70,064,000 | 68,444,000 | 66,564,000 |
| Securities held to maturity | 1,228,000 | 1,228,000 | 1,228,000 | 1,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,162,000 | 162,897,000 | 164,909,000 | 156,482,000 |
| Interest-bearing deposits | 48,242,000 | 124,938,000 | 127,127,000 | 118,073,000 |
| Noninterest-bearing deposits | 114,920,000 | 37,959,000 | 37,782,000 | 38,409,000 |
| Equity capital | 27,850,000 | 28,404,000 | 28,649,000 | 30,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,861,000 | 3,674,000 | 5,553,000 | 7,590,000 |
| Interest expense | 67,000 | 169,000 | 279,000 | 396,000 |
| Net interest income | 1,794,000 | 3,505,000 | 5,274,000 | 7,194,000 |
| Noninterest income | 285,000 | 597,000 | 912,000 | 1,228,000 |
| Noninterest expense | 896,000 | 1,830,000 | 2,782,000 | 3,731,000 |
| Provision for loan losses | 53,000 | 90,000 | 125,000 | 180,000 |
| Pretax income | 1,117,000 | 2,126,000 | 3,192,000 | 4,354,000 |
| Income tax | 252,000 | 485,000 | 733,000 | 1,004,000 |
| Net income | 865,000 | 1,641,000 | 2,459,000 | 3,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,583,000 | 26,381,000 | 27,220,000 | 28,132,000 |
| Total capital | 26,968,000 | 27,803,000 | 28,679,000 | 29,642,000 |
| Risk-weighted assets | 111,383,000 | 117,208,000 | 121,717,000 | 140,127,000 |