Call reports 2017
PINNACLE BANK — 2017
What PINNACLE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 192,274,000 | 194,382,000 | 195,470,000 | 191,709,000 |
| Total loans | 80,700,000 | 91,601,000 | 94,324,000 | 95,715,000 |
| Allowance for loan losses | 1,155,000 | 1,230,000 | 1,297,000 | 1,336,000 |
| Securities available for sale | 92,668,000 | 86,846,000 | 78,996,000 | 77,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,164,000 | 158,659,000 | 159,473,000 | 155,377,000 |
| Interest-bearing deposits | 43,234,000 | 41,494,000 | 44,646,000 | 46,503,000 |
| Noninterest-bearing deposits | 114,931,000 | 117,165,000 | 114,827,000 | 108,874,000 |
| Equity capital | 25,015,000 | 26,815,000 | 27,375,000 | 28,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,617,000 | 3,355,000 | 5,153,000 | 6,942,000 |
| Interest expense | 72,000 | 139,000 | 210,000 | 281,000 |
| Net interest income | 1,545,000 | 3,216,000 | 4,943,000 | 6,661,000 |
| Noninterest income | 500,000 | 997,000 | 1,315,000 | 1,626,000 |
| Noninterest expense | 933,000 | 1,932,000 | 2,793,000 | 3,706,000 |
| Provision for loan losses | 120,000 | 195,000 | 270,000 | 310,000 |
| Pretax income | 983,000 | 2,098,000 | 3,208,000 | 4,284,000 |
| Income tax | 304,000 | 662,000 | 1,027,000 | 1,393,000 |
| Net income | 679,000 | 1,436,000 | 2,181,000 | 2,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,591,000 | 23,359,000 | 24,112,000 | 25,000,000 |
| Total capital | 23,746,000 | 24,589,000 | 25,409,000 | 26,325,000 |
| Risk-weighted assets | 95,665,000 | 102,687,000 | 104,659,000 | 106,006,000 |