Call reports 2016
PINNACLE BANK — 2016
What PINNACLE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 182,774,000 | 183,214,000 | 191,797,000 | 184,499,000 |
| Total loans | 61,920,000 | 64,752,000 | 67,368,000 | 68,561,000 |
| Allowance for loan losses | 836,000 | 1,005,000 | 1,026,000 | 1,034,000 |
| Securities available for sale | 96,828,000 | 100,978,000 | 100,570,000 | 100,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,421,000 | 150,728,000 | 158,905,000 | 149,425,000 |
| Interest-bearing deposits | 42,347,000 | 40,212,000 | 40,689,000 | 43,896,000 |
| Noninterest-bearing deposits | 107,074,000 | 110,516,000 | 118,216,000 | 105,529,000 |
| Equity capital | 24,076,000 | 25,655,000 | 25,940,000 | 24,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,432,000 | 2,936,000 | 4,488,000 | 6,049,000 |
| Interest expense | 69,000 | 138,000 | 198,000 | 263,000 |
| Net interest income | 1,363,000 | 2,798,000 | 4,290,000 | 5,786,000 |
| Noninterest income | 470,000 | 937,000 | 1,415,000 | 1,895,000 |
| Noninterest expense | 952,000 | 1,931,000 | 2,949,000 | 4,011,000 |
| Provision for loan losses | 30,000 | 200,000 | 220,000 | 230,000 |
| Pretax income | 862,000 | 1,612,000 | 2,574,000 | 3,426,000 |
| Income tax | 255,000 | 480,000 | 765,000 | 1,022,000 |
| Net income | 607,000 | 1,132,000 | 1,809,000 | 2,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,620,000 | 20,484,000 | 21,169,000 | 21,774,000 |
| Total capital | 20,456,000 | 21,490,000 | 22,195,000 | 22,809,000 |
| Risk-weighted assets | 83,798,000 | 82,341,000 | 83,310,000 | 83,254,000 |