Call reports 2014
PINNACLE BANK — 2014
What PINNACLE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 177,263,000 | 176,553,000 | 184,625,000 | 183,732,000 |
| Total loans | 44,225,000 | 45,516,000 | 51,135,000 | 49,705,000 |
| Allowance for loan losses | 588,000 | 593,000 | 638,000 | 649,000 |
| Securities available for sale | 101,819,000 | 100,222,000 | 98,575,000 | 103,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,366,000 | 147,888,000 | 154,362,000 | 152,646,000 |
| Interest-bearing deposits | 70,807,000 | 61,343,000 | 63,630,000 | 60,680,000 |
| Noninterest-bearing deposits | 80,558,000 | 86,545,000 | 90,732,000 | 91,966,000 |
| Equity capital | 15,231,000 | 16,503,000 | 17,361,000 | 18,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,167,000 | 2,341,000 | 3,567,000 | 4,767,000 |
| Interest expense | 89,000 | 179,000 | 276,000 | 368,000 |
| Net interest income | 1,078,000 | 2,162,000 | 3,291,000 | 4,399,000 |
| Noninterest income | 344,000 | 695,000 | 1,069,000 | 1,420,000 |
| Noninterest expense | 872,000 | 1,755,000 | 2,741,000 | 3,644,000 |
| Provision for loan losses | 12,000 | 18,000 | 47,000 | 57,000 |
| Pretax income | 451,000 | 977,000 | 1,461,000 | 2,020,000 |
| Income tax | 143,000 | 321,000 | 450,000 | 609,000 |
| Net income | 308,000 | 656,000 | 1,011,000 | 1,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,716,000 | 13,152,000 | 13,537,000 | 13,869,000 |
| Total capital | 13,304,000 | 13,745,000 | 14,175,000 | 14,518,000 |
| Risk-weighted assets | 73,789,000 | 74,789,000 | 85,220,000 | 70,768,000 |