Call reports 2013
PINNACLE BANK — 2013
What PINNACLE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 151,301,000 | 157,273,000 | 165,932,000 | 168,302,000 |
| Total loans | 33,813,000 | 33,996,000 | 34,661,000 | 36,522,000 |
| Allowance for loan losses | 574,000 | 574,000 | 575,000 | 577,000 |
| Securities available for sale | 91,397,000 | 101,786,000 | 98,256,000 | 102,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,657,000 | 129,081,000 | 140,407,000 | 143,052,000 |
| Interest-bearing deposits | 66,038,000 | 66,285,000 | 70,347,000 | 70,028,000 |
| Noninterest-bearing deposits | 55,619,000 | 62,796,000 | 70,060,000 | 73,024,000 |
| Equity capital | 17,687,000 | 15,755,000 | 14,053,000 | 13,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,137,000 | 3,252,000 | 4,340,000 |
| Interest expense | 116,000 | 225,000 | 323,000 | 417,000 |
| Net interest income | 945,000 | 1,912,000 | 2,929,000 | 3,923,000 |
| Noninterest income | 360,000 | 722,000 | 1,039,000 | 1,373,000 |
| Noninterest expense | 803,000 | 1,647,000 | 2,519,000 | 3,435,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 535,000 | 1,020,000 | 1,482,000 | 1,856,000 |
| Income tax | 174,000 | 332,000 | 481,000 | 597,000 |
| Net income | 361,000 | 688,000 | 1,001,000 | 1,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,562,000 | 11,921,000 | 11,655,000 | 11,652,000 |
| Total capital | 12,136,000 | 12,494,000 | 12,230,000 | 12,229,000 |
| Risk-weighted assets | 52,948,000 | 54,039,000 | 68,522,000 | 64,244,000 |