Call reports 2012
PINNACLE BANK — 2012
What PINNACLE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 138,592,000 | 141,765,000 | 148,635,000 | 152,007,000 |
| Total loans | 34,680,000 | 34,776,000 | 33,187,000 | 35,025,000 |
| Allowance for loan losses | 523,000 | 590,000 | 588,000 | 563,000 |
| Securities available for sale | 61,866,000 | 86,075,000 | 94,334,000 | 95,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,701,000 | 113,681,000 | 120,457,000 | 116,259,000 |
| Interest-bearing deposits | 48,509,000 | 76,758,000 | 76,219,000 | 70,658,000 |
| Noninterest-bearing deposits | 63,192,000 | 36,923,000 | 44,238,000 | 45,601,000 |
| Equity capital | 16,172,000 | 16,768,000 | 17,204,000 | 17,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,995,000 | 3,044,000 | 4,135,000 |
| Interest expense | 158,000 | 330,000 | 489,000 | 617,000 |
| Net interest income | 719,000 | 1,665,000 | 2,555,000 | 3,518,000 |
| Noninterest income | 353,000 | 701,000 | 1,059,000 | 1,418,000 |
| Noninterest expense | 677,000 | 1,415,000 | 2,240,000 | 3,149,000 |
| Provision for loan losses | 24,000 | 114,000 | 114,000 | 114,000 |
| Pretax income | 377,000 | 941,000 | 1,389,000 | 1,872,000 |
| Income tax | 131,000 | 343,000 | 511,000 | 685,000 |
| Net income | 246,000 | 598,000 | 878,000 | 1,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,232,000 | 10,615,000 | 10,926,000 | 11,169,000 |
| Total capital | 10,755,000 | 11,205,000 | 11,514,000 | 11,732,000 |
| Risk-weighted assets | 52,144,000 | 48,429,000 | 48,615,000 | 51,809,000 |