Call reports 2011
PINNACLE BANK — 2011
What PINNACLE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 82,043,000 | 92,329,000 | 94,380,000 | 96,813,000 |
| Total loans | 31,917,000 | 31,349,000 | 33,587,000 | 34,188,000 |
| Allowance for loan losses | 390,000 | 413,000 | 468,000 | 499,000 |
| Securities available for sale | 35,466,000 | 36,869,000 | 43,632,000 | 44,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,586,000 | 68,634,000 | 69,686,000 | 69,656,000 |
| Interest-bearing deposits | 51,721,000 | 59,881,000 | 60,317,000 | 60,646,000 |
| Noninterest-bearing deposits | 6,865,000 | 8,753,000 | 9,369,000 | 9,010,000 |
| Equity capital | 13,354,000 | 14,176,000 | 14,584,000 | 14,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,546,000 | 2,408,000 | 3,299,000 |
| Interest expense | 169,000 | 332,000 | 492,000 | 655,000 |
| Net interest income | 602,000 | 1,214,000 | 1,916,000 | 2,644,000 |
| Noninterest income | 318,000 | 650,000 | 992,000 | 1,300,000 |
| Noninterest expense | 648,000 | 1,301,000 | 1,935,000 | 2,637,000 |
| Provision for loan losses | 20,000 | 40,000 | 115,000 | 145,000 |
| Pretax income | 160,000 | 441,000 | 843,000 | 1,147,000 |
| Income tax | 48,000 | 135,000 | 296,000 | 398,000 |
| Net income | 112,000 | 306,000 | 547,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,607,000 | 8,810,000 | 9,061,000 | 9,275,000 |
| Total capital | 8,997,000 | 9,223,000 | 9,529,000 | 9,774,000 |
| Risk-weighted assets | 42,420,000 | 43,533,000 | 43,339,000 | 44,100,000 |