Call reports 2010
PINNACLE BANK — 2010
What PINNACLE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 59,060,000 | 67,322,000 | 81,590,000 | 83,630,000 |
| Total loans | 36,120,000 | 36,453,000 | 35,862,000 | 32,960,000 |
| Allowance for loan losses | 195,000 | 355,000 | 383,000 | 367,000 |
| Securities available for sale | 9,080,000 | 10,987,000 | 21,020,000 | 35,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,344,000 | 44,667,000 | 58,894,000 | 59,911,000 |
| Interest-bearing deposits | 30,418,000 | 37,353,000 | 34,781,000 | 52,894,000 |
| Noninterest-bearing deposits | 5,926,000 | 7,314,000 | 24,113,000 | 7,017,000 |
| Equity capital | 13,378,000 | 13,573,000 | 13,728,000 | 13,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,412,000 | 2,137,000 | 2,938,000 |
| Interest expense | 216,000 | 420,000 | 605,000 | 784,000 |
| Net interest income | 486,000 | 992,000 | 1,532,000 | 2,154,000 |
| Noninterest income | 202,000 | 543,000 | 863,000 | 1,172,000 |
| Noninterest expense | 522,000 | 1,101,000 | 1,711,000 | 2,379,000 |
| Provision for loan losses | 45,000 | 245,000 | 274,000 | 314,000 |
| Pretax income | 121,000 | 192,000 | 444,000 | 667,000 |
| Income tax | 34,000 | 99,000 | 152,000 | 225,000 |
| Net income | 87,000 | 93,000 | 292,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,096,000 | 8,113,000 | 8,322,000 | 8,483,000 |
| Total capital | 8,291,000 | 8,468,000 | 8,706,000 | 8,850,000 |
| Risk-weighted assets | 42,639,000 | 44,660,000 | 46,354,000 | 46,182,000 |