Call reports 2007
PINNACLE BANK — 2007
What PINNACLE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 81,409,000 | 78,467,000 | 79,918,000 | 74,498,000 |
| Total loans | 48,006,000 | 50,025,000 | 50,869,000 | 48,903,000 |
| Allowance for loan losses | 500,000 | 474,000 | 487,000 | 351,000 |
| Securities available for sale | 20,658,000 | 20,312,000 | 20,768,000 | 5,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,084,000 | 58,880,000 | 58,444,000 | 56,311,000 |
| Interest-bearing deposits | 57,381,000 | 54,249,000 | 54,247,000 | 52,059,000 |
| Noninterest-bearing deposits | 4,703,000 | 4,631,000 | 4,197,000 | 4,252,000 |
| Equity capital | 8,537,000 | 8,279,000 | 8,789,000 | 8,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,233,000 | 2,355,000 | 3,532,000 | 4,637,000 |
| Interest expense | 810,000 | 1,514,000 | 2,243,000 | 2,933,000 |
| Net interest income | 423,000 | 841,000 | 1,289,000 | 1,704,000 |
| Noninterest income | 613,000 | 699,000 | 786,000 | 849,000 |
| Noninterest expense | 518,000 | 951,000 | 1,409,000 | 1,885,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 518,000 | 589,000 | 666,000 | 435,000 |
| Income tax | 0 | 0 | 0 | 22,000 |
| Net income | 518,000 | 589,000 | 666,000 | 413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,888,000 | 8,959,000 | 9,036,000 | 8,783,000 |
| Total capital | 9,388,000 | 9,433,000 | 9,523,000 | 9,134,000 |
| Risk-weighted assets | 50,923,000 | 52,469,000 | 54,209,000 | 51,198,000 |