Call reports 2006
PINNACLE BANK — 2006
What PINNACLE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 95,116,000 | 92,940,000 | 91,946,000 | 90,323,000 |
| Total loans | 65,384,000 | 62,524,000 | 60,742,000 | 58,346,000 |
| Allowance for loan losses | 517,000 | 527,000 | 500,000 | 500,000 |
| Securities available for sale | 20,297,000 | 19,867,000 | 20,480,000 | 20,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,173,000 | 59,166,000 | 71,314,000 | 73,147,000 |
| Interest-bearing deposits | 56,111,000 | 51,318,000 | 65,156,000 | 66,235,000 |
| Noninterest-bearing deposits | 7,062,000 | 7,848,000 | 6,158,000 | 6,912,000 |
| Equity capital | 8,102,000 | 7,669,000 | 8,168,000 | 8,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,326,000 | 2,686,000 | 4,034,000 | 5,342,000 |
| Interest expense | 748,000 | 1,547,000 | 2,402,000 | 3,263,000 |
| Net interest income | 578,000 | 1,139,000 | 1,632,000 | 2,079,000 |
| Noninterest income | 96,000 | 196,000 | 366,000 | 458,000 |
| Noninterest expense | 692,000 | 1,366,000 | 2,077,000 | 2,785,000 |
| Provision for loan losses | 111,000 | 122,000 | 158,000 | 158,000 |
| Pretax income | -129,000 | -153,000 | -237,000 | -406,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -129,000 | -153,000 | -237,000 | -406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,797,000 | 8,772,000 | 8,689,000 | 8,520,000 |
| Total capital | 9,314,000 | 9,299,000 | 9,189,000 | 8,545,000 |
| Risk-weighted assets | 64,879,000 | 61,932,000 | 60,998,000 | 59,876,000 |