Call reports 2002
PINNACLE BANK — 2002
What PINNACLE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 70,308,000 | 73,097,000 | 74,612,000 | 82,737,000 |
| Total loans | 45,851,000 | 49,378,000 | 53,117,000 | 54,292,000 |
| Allowance for loan losses | 410,000 | 349,000 | 384,000 | 394,000 |
| Securities available for sale | 12,264,000 | 17,690,000 | 15,175,000 | 18,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,195,000 | 58,886,000 | 58,242,000 | 64,501,000 |
| Interest-bearing deposits | 50,009,000 | 51,161,000 | 50,068,000 | 55,444,000 |
| Noninterest-bearing deposits | 6,186,000 | 7,725,000 | 8,174,000 | 9,057,000 |
| Equity capital | 6,007,000 | 6,145,000 | 6,369,000 | 6,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,092,000 | 2,159,000 | 3,328,000 | 4,509,000 |
| Interest expense | 415,000 | 803,000 | 1,213,000 | 1,678,000 |
| Net interest income | 677,000 | 1,356,000 | 2,115,000 | 2,831,000 |
| Noninterest income | 95,000 | 199,000 | 309,000 | 420,000 |
| Noninterest expense | 593,000 | 1,154,000 | 1,741,000 | 2,356,000 |
| Provision for loan losses | 0 | 297,000 | 394,000 | 405,000 |
| Pretax income | 236,000 | 386,000 | 571,000 | 772,000 |
| Income tax | 17,000 | 17,000 | 28,000 | 38,000 |
| Net income | 219,000 | 369,000 | 543,000 | 734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,982,000 | 6,131,000 | 6,302,000 | 6,138,000 |
| Total capital | 6,392,000 | 6,480,000 | 6,686,000 | 6,532,000 |
| Risk-weighted assets | 44,882,000 | 46,755,000 | 48,474,000 | 49,750,000 |