Call reports 2001
PINNACLE BANK — 2001
What PINNACLE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 79,142,000 | 74,889,000 | 72,773,000 | 72,970,000 |
| Total loans | 45,779,000 | 44,455,000 | 44,283,000 | 46,035,000 |
| Allowance for loan losses | 411,000 | 412,000 | 405,000 | 410,000 |
| Securities available for sale | 19,602,000 | 15,590,000 | 8,784,000 | 7,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,937,000 | 60,500,000 | 58,308,000 | 58,620,000 |
| Interest-bearing deposits | 56,171,000 | 54,756,000 | 52,529,000 | 52,425,000 |
| Noninterest-bearing deposits | 5,766,000 | 5,744,000 | 5,779,000 | 6,195,000 |
| Equity capital | 5,879,000 | 6,002,000 | 6,214,000 | 6,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,362,000 | 2,710,000 | 3,948,000 | 5,079,000 |
| Interest expense | 808,000 | 1,549,000 | 2,193,000 | 2,686,000 |
| Net interest income | 554,000 | 1,161,000 | 1,755,000 | 2,393,000 |
| Noninterest income | 93,000 | 192,000 | 293,000 | 409,000 |
| Noninterest expense | 581,000 | 1,151,000 | 1,722,000 | 2,301,000 |
| Provision for loan losses | 8,000 | 8,000 | 4,000 | 15,000 |
| Pretax income | 64,000 | 200,000 | 328,000 | 492,000 |
| Income tax | 3,000 | 10,000 | 16,000 | 40,000 |
| Net income | 61,000 | 190,000 | 312,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,661,000 | 5,790,000 | 6,085,000 | 6,063,000 |
| Total capital | 6,110,000 | 6,234,000 | 6,490,000 | 6,473,000 |
| Risk-weighted assets | 56,763,000 | 54,815,000 | 55,926,000 | 53,827,000 |