Call reports 2018
FIRST TRUST & SAVINGS BANK — 2018
What FIRST TRUST & SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 34,817,000 | 33,220,000 |
| Total loans | 14,676,000 | 14,500,000 |
| Allowance for loan losses | 356,000 | 396,000 |
| Securities available for sale | 10,387,000 | 3,970,000 |
| Securities held to maturity | 30,000 | 30,000 |
| Trading assets | 0 | 0 |
| Total deposits | 30,572,000 | 29,278,000 |
| Interest-bearing deposits | 23,281,000 | 22,238,000 |
| Noninterest-bearing deposits | 7,291,000 | 7,040,000 |
| Equity capital | 3,967,000 | 3,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 356,000 | 627,000 |
| Interest expense | 11,000 | 22,000 |
| Net interest income | 345,000 | 605,000 |
| Noninterest income | 22,000 | 61,000 |
| Noninterest expense | 364,000 | 741,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -71,000 | -399,000 |
| Income tax | 4,000 | 4,000 |
| Net income | -75,000 | -403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 3,674,000 | 3,346,000 |
| Total capital | 3,940,000 | 3,590,000 |
| Risk-weighted assets | 21,194,000 | 19,402,000 |