Call reports 2017
FIRST TRUST & SAVINGS BANK — 2017
What FIRST TRUST & SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 35,729,000 | 38,569,000 | 36,393,000 | 37,564,000 |
| Total loans | 15,893,000 | 15,267,000 | 14,985,000 | 15,289,000 |
| Allowance for loan losses | 348,000 | 344,000 | 344,000 | 342,000 |
| Securities available for sale | 16,627,000 | 16,590,000 | 18,243,000 | 17,205,000 |
| Securities held to maturity | 30,000 | 30,000 | 30,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,685,000 | 34,390,000 | 32,289,000 | 33,617,000 |
| Interest-bearing deposits | 24,785,000 | 27,166,000 | 25,269,000 | 24,991,000 |
| Noninterest-bearing deposits | 6,900,000 | 7,224,000 | 7,020,000 | 8,626,000 |
| Equity capital | 3,805,000 | 3,903,000 | 3,828,000 | 3,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 264,000 | 541,000 | 813,000 | 1,095,000 |
| Interest expense | 15,000 | 29,000 | 38,000 | 52,000 |
| Net interest income | 249,000 | 512,000 | 775,000 | 1,043,000 |
| Noninterest income | 22,000 | 62,000 | 84,000 | 116,000 |
| Noninterest expense | 303,000 | 619,000 | 877,000 | 1,220,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | -37,000 | -47,000 | -40,000 | -66,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -37,000 | -47,000 | -40,000 | -66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,782,000 | 3,772,000 | 3,774,000 | 3,749,000 |
| Total capital | 4,086,000 | 4,079,000 | 4,065,000 | 4,047,000 |
| Risk-weighted assets | 24,344,000 | 24,579,000 | 23,249,000 | 23,806,000 |