Call report 2004Q4
FIRST TRUST & SAVINGS BANK — 2004Q4
The 22 measures FIRST TRUST & SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 35,002,000 | USD | evidence → |
| Total loans | 24,461,000 | USD | evidence → |
| Allowance for loan losses | 476,000 | USD | evidence → |
| Securities available for sale | 6,001,000 | USD | evidence → |
| Securities held to maturity | 2,293,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 29,489,000 | USD | evidence → |
| Interest-bearing deposits | 25,559,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,930,000 | USD | evidence → |
| Equity capital | 3,727,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,977,000 | USD | evidence → |
| Interest expense | 533,000 | USD | evidence → |
| Net interest income | 1,444,000 | USD | evidence → |
| Noninterest income | 172,000 | USD | evidence → |
| Noninterest expense | 1,173,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 443,000 | USD | evidence → |
| Income tax | 125,000 | USD | evidence → |
| Net income | 318,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,762,000 | USD | evidence → |
| Total capital | 4,090,000 | USD | evidence → |
| Risk-weighted assets | 26,120,000 | USD | evidence → |