Call reports 2002
FIRST TRUST & SAVINGS BANK — 2002
What FIRST TRUST & SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,147,000 | 37,599,000 | 37,787,000 | 37,463,000 |
| Total loans | 20,895,000 | 26,459,000 | 26,553,000 | 25,155,000 |
| Allowance for loan losses | 487,000 | 487,000 | 487,000 | 487,000 |
| Securities available for sale | 6,877,000 | 6,139,000 | 5,968,000 | 5,416,000 |
| Securities held to maturity | 3,407,000 | 3,071,000 | 3,070,000 | 3,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,820,000 | 27,581,000 | 27,781,000 | 29,880,000 |
| Interest-bearing deposits | 24,733,000 | 24,963,000 | 24,725,000 | 26,061,000 |
| Noninterest-bearing deposits | 3,087,000 | 2,618,000 | 3,056,000 | 3,819,000 |
| Equity capital | 3,223,000 | 3,360,000 | 3,447,000 | 3,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 537,000 | 1,130,000 | 1,745,000 | 2,335,000 |
| Interest expense | 221,000 | 435,000 | 655,000 | 871,000 |
| Net interest income | 316,000 | 695,000 | 1,090,000 | 1,464,000 |
| Noninterest income | 33,000 | 71,000 | 104,000 | 157,000 |
| Noninterest expense | 274,000 | 536,000 | 803,000 | 1,095,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 125,000 | 280,000 | 441,000 | 576,000 |
| Income tax | 22,000 | 73,000 | 126,000 | 161,000 |
| Net income | 103,000 | 207,000 | 315,000 | 415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,162,000 | 3,266,000 | 3,327,000 | 3,413,000 |
| Total capital | 3,446,000 | 3,624,000 | 3,684,000 | 3,767,000 |
| Risk-weighted assets | 22,527,000 | 28,536,000 | 28,446,000 | 27,480,000 |