Call reports 2001
FIRST TRUST & SAVINGS BANK — 2001
What FIRST TRUST & SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 33,012,000 | 32,029,000 | 32,231,000 | 34,530,000 |
| Total loans | 18,080,000 | 18,935,000 | 20,606,000 | 21,799,000 |
| Allowance for loan losses | 487,000 | 487,000 | 487,000 | 487,000 |
| Securities available for sale | 7,801,000 | 7,034,000 | 6,191,000 | 5,221,000 |
| Securities held to maturity | 3,102,000 | 3,311,000 | 3,310,000 | 3,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,744,000 | 27,303,000 | 27,213,000 | 29,855,000 |
| Interest-bearing deposits | 26,043,000 | 24,801,000 | 24,143,000 | 25,446,000 |
| Noninterest-bearing deposits | 2,701,000 | 2,502,000 | 3,070,000 | 4,409,000 |
| Equity capital | 3,037,000 | 3,124,000 | 3,209,000 | 3,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,218,000 | 1,815,000 | 2,393,000 |
| Interest expense | 326,000 | 635,000 | 919,000 | 1,181,000 |
| Net interest income | 290,000 | 583,000 | 896,000 | 1,212,000 |
| Noninterest income | 34,000 | 69,000 | 103,000 | 165,000 |
| Noninterest expense | 259,000 | 505,000 | 745,000 | 1,005,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 97,000 | 204,000 | 322,000 |
| Income tax | 4,000 | 16,000 | 38,000 | 73,000 |
| Net income | 11,000 | 81,000 | 166,000 | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,698,000 | 3,055,000 | 3,096,000 | 3,179,000 |
| Total capital | 2,994,000 | 3,342,000 | 3,400,000 | 3,485,000 |
| Risk-weighted assets | 23,479,000 | 22,755,000 | 24,156,000 | 24,262,000 |