Call reports 2024
KS BANK, INC. — 2024
What KS BANK, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 657,636,000 | 668,139,000 | 685,831,000 | 690,033,000 |
| Total loans | 491,295,000 | 508,382,000 | 522,140,000 | 558,779,000 |
| Allowance for loan losses | 3,934,000 | 4,048,000 | 4,212,000 | 4,259,000 |
| Securities available for sale | 98,869,000 | 97,915,000 | 101,154,000 | 95,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,171,000 | 609,965,000 | 624,307,000 | 618,805,000 |
| Interest-bearing deposits | 435,344,000 | 465,486,000 | 480,673,000 | 477,113,000 |
| Noninterest-bearing deposits | 164,827,000 | 144,479,000 | 143,634,000 | 141,692,000 |
| Equity capital | 52,566,000 | 53,774,000 | 56,792,000 | 55,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,307,000 | 17,133,000 | 26,525,000 | 36,281,000 |
| Interest expense | 2,991,000 | 6,116,000 | 9,799,000 | 13,177,000 |
| Net interest income | 5,316,000 | 11,017,000 | 16,726,000 | 23,104,000 |
| Noninterest income | 908,000 | 1,841,000 | 2,815,000 | 3,815,000 |
| Noninterest expense | 4,081,000 | 8,300,000 | 12,610,000 | 17,510,000 |
| Provision for loan losses | 169,000 | 283,000 | 454,000 | 501,000 |
| Pretax income | 1,974,000 | 4,275,000 | 6,476,000 | 8,915,000 |
| Income tax | 435,000 | 903,000 | 1,493,000 | 2,134,000 |
| Net income | 1,539,000 | 3,372,000 | 4,983,000 | 6,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,591,000 | 61,749,000 | 62,881,000 | 64,208,000 |