Call reports 2022
KS BANK, INC. — 2022
What KS BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 574,159,000 | 554,448,000 | 561,972,000 | 547,269,000 |
| Total loans | 353,147,000 | 373,076,000 | 398,786,000 | 418,809,000 |
| Allowance for loan losses | 5,025,000 | 5,029,000 | 5,070,000 | 5,068,000 |
| Securities available for sale | 102,573,000 | 104,018,000 | 99,055,000 | 99,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 517,726,000 | 508,326,000 | 516,917,000 | 482,208,000 |
| Interest-bearing deposits | 358,856,000 | 356,421,000 | 354,246,000 | 328,644,000 |
| Noninterest-bearing deposits | 158,870,000 | 151,905,000 | 162,671,000 | 153,564,000 |
| Equity capital | 44,595,000 | 42,495,000 | 40,873,000 | 43,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,711,000 | 9,810,000 | 15,670,000 | 22,139,000 |
| Interest expense | 376,000 | 575,000 | 794,000 | 1,199,000 |
| Net interest income | 4,335,000 | 9,235,000 | 14,876,000 | 20,940,000 |
| Noninterest income | 876,000 | 1,904,000 | 2,725,000 | 3,587,000 |
| Noninterest expense | 3,399,000 | 6,926,000 | 10,641,000 | 14,445,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,812,000 | 4,213,000 | 6,960,000 | 10,082,000 |
| Income tax | 375,000 | 877,000 | 1,456,000 | 2,123,000 |
| Net income | 1,437,000 | 3,336,000 | 5,504,000 | 7,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,935,000 | 49,476,000 | 51,307,000 | 53,397,000 |
| Total capital | 52,646,000 | 54,416,000 | 56,377,000 | 58,465,000 |
| Risk-weighted assets | 376,614,000 | 395,166,000 | 423,452,000 | 455,268,000 |