Call reports 2018
KS BANK, INC. — 2018
What KS BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 375,395,000 | 381,061,000 | 389,338,000 | 400,164,000 |
| Total loans | 290,360,000 | 297,760,000 | 301,792,000 | 299,642,000 |
| Allowance for loan losses | 4,081,000 | 4,074,000 | 4,069,000 | 4,010,000 |
| Securities available for sale | 61,471,000 | 62,294,000 | 62,876,000 | 66,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,266,000 | 312,383,000 | 320,017,000 | 330,772,000 |
| Interest-bearing deposits | 252,128,000 | 251,822,000 | 257,931,000 | 267,955,000 |
| Noninterest-bearing deposits | 49,138,000 | 60,561,000 | 62,086,000 | 62,817,000 |
| Equity capital | 34,827,000 | 33,708,000 | 34,241,000 | 36,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,952,000 | 8,052,000 | 12,301,000 | 16,702,000 |
| Interest expense | 739,000 | 1,487,000 | 2,315,000 | 3,266,000 |
| Net interest income | 3,213,000 | 6,565,000 | 9,986,000 | 13,436,000 |
| Noninterest income | 637,000 | 1,455,000 | 2,282,000 | 2,975,000 |
| Noninterest expense | 2,773,000 | 5,609,000 | 8,407,000 | 11,226,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,077,000 | 2,411,000 | 3,861,000 | 5,185,000 |
| Income tax | 227,000 | 512,000 | 823,000 | 1,093,000 |
| Net income | 850,000 | 1,899,000 | 3,038,000 | 4,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,481,000 | 35,464,000 | 36,365,000 | 37,171,000 |
| Total capital | 40,050,000 | 39,116,000 | 40,050,000 | 40,839,000 |
| Risk-weighted assets | 285,059,000 | 291,743,000 | 294,423,000 | 293,135,000 |