Call reports 2017
KS BANK, INC. — 2017
What KS BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 367,836,000 | 368,333,000 | 369,695,000 | 373,367,000 |
| Total loans | 272,906,000 | 284,082,000 | 287,454,000 | 290,037,000 |
| Allowance for loan losses | 3,746,000 | 3,808,000 | 3,885,000 | 4,066,000 |
| Securities available for sale | 65,713,000 | 63,269,000 | 60,612,000 | 65,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,833,000 | 292,095,000 | 295,613,000 | 297,008,000 |
| Interest-bearing deposits | 246,086,000 | 242,085,000 | 242,786,000 | 246,650,000 |
| Noninterest-bearing deposits | 47,747,000 | 50,010,000 | 52,827,000 | 50,358,000 |
| Equity capital | 34,757,000 | 35,783,000 | 36,449,000 | 36,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,691,000 | 7,517,000 | 11,428,000 | 15,492,000 |
| Interest expense | 636,000 | 1,285,000 | 1,961,000 | 2,670,000 |
| Net interest income | 3,055,000 | 6,232,000 | 9,467,000 | 12,822,000 |
| Noninterest income | 625,000 | 1,259,000 | 1,915,000 | 2,581,000 |
| Noninterest expense | 2,702,000 | 5,375,000 | 8,185,000 | 10,963,000 |
| Provision for loan losses | 0 | 0 | -187,000 | -227,000 |
| Pretax income | 974,000 | 2,112,000 | 3,380,000 | 4,663,000 |
| Income tax | 314,000 | 695,000 | 1,119,000 | 2,333,000 |
| Net income | 660,000 | 1,417,000 | 2,261,000 | 2,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,800,000 | 35,468,000 | 36,220,000 | 36,342,000 |
| Total capital | 38,152,000 | 38,958,000 | 39,715,000 | 39,907,000 |
| Risk-weighted assets | 267,683,000 | 278,773,000 | 279,139,000 | 284,644,000 |