Call reports 2001
KS BANK, INC. — 2001
What KS BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 158,943,000 | 161,264,000 | 160,792,000 | 163,470,000 |
| Total loans | 133,574,000 | 135,518,000 | 137,109,000 | 137,309,000 |
| Allowance for loan losses | 489,000 | 499,000 | 501,000 | 575,000 |
| Securities available for sale | 10,701,000 | 12,681,000 | 12,771,000 | 12,597,000 |
| Securities held to maturity | 773,000 | 108,000 | 105,000 | 93,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,555,000 | 124,711,000 | 126,571,000 | 129,279,000 |
| Interest-bearing deposits | 119,430,000 | 119,417,000 | 121,856,000 | 123,604,000 |
| Noninterest-bearing deposits | 6,125,000 | 5,294,000 | 4,715,000 | 5,675,000 |
| Equity capital | 15,788,000 | 16,070,000 | 16,180,000 | 16,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,241,000 | 6,379,000 | 9,528,000 | 12,594,000 |
| Interest expense | 1,879,000 | 3,739,000 | 5,473,000 | 7,070,000 |
| Net interest income | 1,362,000 | 2,640,000 | 4,055,000 | 5,524,000 |
| Noninterest income | 157,000 | 341,000 | 520,000 | 752,000 |
| Noninterest expense | 911,000 | 1,947,000 | 3,031,000 | 4,116,000 |
| Provision for loan losses | 0 | 23,000 | 102,000 | 224,000 |
| Pretax income | 608,000 | 1,011,000 | 1,442,000 | 1,936,000 |
| Income tax | 243,000 | 412,000 | 551,000 | 730,000 |
| Net income | 365,000 | 599,000 | 891,000 | 1,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,654,000 | 15,902,000 | 15,912,000 | 16,228,000 |
| Total capital | 16,143,000 | 16,401,000 | 16,413,000 | 16,803,000 |
| Risk-weighted assets | 99,592,000 | 102,974,000 | 103,972,000 | 104,637,000 |