Call reports 2025
ROCHELLE STATE BANK — 2025
What ROCHELLE STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 75,402,000 | 76,008,000 | 78,448,000 | 78,095,000 |
| Total loans | 54,917,000 | 57,944,000 | 59,603,000 | 55,294,000 |
| Allowance for loan losses | 502,000 | 555,000 | 595,000 | 573,000 |
| Securities available for sale | 10,423,000 | 10,480,000 | 10,399,000 | 10,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,867,000 | 69,321,000 | 69,040,000 | 71,086,000 |
| Interest-bearing deposits | 51,812,000 | 58,701,000 | 56,997,000 | 59,053,000 |
| Noninterest-bearing deposits | 17,055,000 | 10,620,000 | 12,043,000 | 12,033,000 |
| Equity capital | 6,233,000 | 6,373,000 | 6,545,000 | 6,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,170,000 | 2,351,000 | 3,573,000 | 4,775,000 |
| Interest expense | 591,000 | 1,126,000 | 1,674,000 | 2,190,000 |
| Net interest income | 579,000 | 1,225,000 | 1,899,000 | 2,585,000 |
| Noninterest income | 33,000 | 69,000 | 106,000 | 153,000 |
| Noninterest expense | 579,000 | 1,192,000 | 1,838,000 | 2,529,000 |
| Provision for loan losses | 9,000 | 61,000 | 101,000 | 101,000 |
| Pretax income | 10,000 | 32,000 | 53,000 | 94,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,000 | 32,000 | 53,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,349,000 | 6,385,000 | 6,472,000 | 6,579,000 |
| Total capital | 6,882,000 | 6,964,000 | 7,095,000 | 7,182,000 |
| Risk-weighted assets | 59,771,000 | 61,349,000 | 64,095,000 | 59,863,000 |