Call reports 2024
ROCHELLE STATE BANK — 2024
What ROCHELLE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 68,246,000 | 72,757,000 | 72,570,000 | 77,802,000 |
| Total loans | 48,211,000 | 52,663,000 | 55,808,000 | 52,508,000 |
| Allowance for loan losses | 437,000 | 494,000 | 512,000 | 493,000 |
| Securities available for sale | 10,043,000 | 10,078,000 | 10,387,000 | 10,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,972,000 | 60,490,000 | 60,998,000 | 66,372,000 |
| Interest-bearing deposits | 42,277,000 | 45,461,000 | 49,935,000 | 49,639,000 |
| Noninterest-bearing deposits | 13,695,000 | 15,029,000 | 11,063,000 | 16,733,000 |
| Equity capital | 6,446,000 | 6,374,000 | 6,003,000 | 5,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 972,000 | 2,074,000 | 3,243,000 | 4,360,000 |
| Interest expense | 489,000 | 1,058,000 | 1,661,000 | 2,278,000 |
| Net interest income | 483,000 | 1,016,000 | 1,582,000 | 2,082,000 |
| Noninterest income | 21,000 | 86,000 | 124,000 | 182,000 |
| Noninterest expense | 598,000 | 1,213,000 | 1,836,000 | 2,435,000 |
| Provision for loan losses | 38,000 | 96,000 | 701,000 | 683,000 |
| Pretax income | -141,000 | -209,000 | -819,000 | -836,000 |
| Income tax | -36,000 | 0 | 0 | 0 |
| Net income | -105,000 | -209,000 | -819,000 | -836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,869,000 | 6,821,000 | 6,227,000 | 6,227,000 |
| Total capital | 7,305,000 | 7,350,000 | 6,757,000 | 6,721,000 |
| Risk-weighted assets | 53,513,000 | 57,811,000 | 59,485,000 | 57,779,000 |