Call reports 2022
ROCHELLE STATE BANK — 2022
What ROCHELLE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 48,947,000 | 48,596,000 | 51,524,000 | 55,549,000 |
| Total loans | 19,965,000 | 25,863,000 | 33,753,000 | 31,893,000 |
| Allowance for loan losses | 137,000 | 173,000 | 221,000 | 225,000 |
| Securities available for sale | 10,798,000 | 10,440,000 | 9,891,000 | 9,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,213,000 | 39,301,000 | 42,646,000 | 46,760,000 |
| Interest-bearing deposits | 35,436,000 | 35,440,000 | 38,494,000 | 41,789,000 |
| Noninterest-bearing deposits | 3,777,000 | 3,861,000 | 4,152,000 | 4,972,000 |
| Equity capital | 9,694,000 | 9,264,000 | 8,839,000 | 8,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 668,000 | 1,145,000 | 1,684,000 |
| Interest expense | 38,000 | 81,000 | 143,000 | 258,000 |
| Net interest income | 233,000 | 587,000 | 1,002,000 | 1,426,000 |
| Noninterest income | 82,000 | 107,000 | 234,000 | 263,000 |
| Noninterest expense | 510,000 | 1,059,000 | 1,551,000 | 2,271,000 |
| Provision for loan losses | 82,000 | 121,000 | 171,000 | 174,000 |
| Pretax income | -277,000 | -486,000 | -486,000 | -756,000 |
| Income tax | -71,000 | -125,000 | -125,000 | -219,000 |
| Net income | -206,000 | -361,000 | -361,000 | -537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,207,000 | 8,846,000 | 8,861,000 | 8,698,000 |
| Total capital | 9,344,000 | 9,019,000 | 9,082,000 | 8,923,000 |
| Risk-weighted assets | 36,871,000 | 31,819,000 | 37,531,000 | 37,091,000 |