Call reports 2021
ROCHELLE STATE BANK — 2021
What ROCHELLE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 34,334,000 | 46,463,000 | 43,286,000 | 45,308,000 |
| Total loans | 9,277,000 | 9,469,000 | 11,992,000 | 12,225,000 |
| Allowance for loan losses | 141,000 | 1,000 | 34,000 | 59,000 |
| Securities available for sale | 16,083,000 | 15,535,000 | 11,841,000 | 11,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,580,000 | 35,474,000 | 32,595,000 | 34,836,000 |
| Interest-bearing deposits | 26,945,000 | 32,281,000 | 29,521,000 | 31,763,000 |
| Noninterest-bearing deposits | 2,635,000 | 3,193,000 | 3,074,000 | 3,073,000 |
| Equity capital | 4,653,000 | 10,742,000 | 10,553,000 | 10,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 190,000 | 68,000 | 282,000 | 580,000 |
| Interest expense | 51,000 | 14,000 | 50,000 | 57,000 |
| Net interest income | 139,000 | 54,000 | 232,000 | 523,000 |
| Noninterest income | 24,000 | 10,000 | 33,000 | 226,000 |
| Noninterest expense | 197,000 | 152,000 | 628,000 | 1,335,000 |
| Provision for loan losses | 3,000 | 1,000 | 33,000 | 57,000 |
| Pretax income | -32,000 | -89,000 | -335,000 | -583,000 |
| Income tax | 0 | -19,000 | -73,000 | -101,000 |
| Net income | -32,000 | -70,000 | -262,000 | -482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,871,000 | 9,627,000 | 9,486,000 | 9,452,000 |
| Total capital | 5,012,000 | 9,628,000 | 9,520,000 | 9,511,000 |
| Risk-weighted assets | 20,000,000 | 31,085,000 | 32,112,000 | 28,781,000 |