Call reports 2019
ROCHELLE STATE BANK — 2019
What ROCHELLE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 27,474,000 | 26,691,000 | 27,241,000 | 29,382,000 |
| Total loans | 8,567,000 | 9,811,000 | 10,259,000 | 8,570,000 |
| Allowance for loan losses | 128,000 | 121,000 | 528,000 | 531,000 |
| Securities available for sale | 11,484,000 | 11,575,000 | 11,470,000 | 11,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,437,000 | 21,493,000 | 22,246,000 | 24,415,000 |
| Interest-bearing deposits | 20,008,000 | 19,569,000 | 20,682,000 | 21,884,000 |
| Noninterest-bearing deposits | 2,429,000 | 1,924,000 | 1,564,000 | 2,531,000 |
| Equity capital | 4,973,000 | 5,132,000 | 4,902,000 | 4,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 252,000 | 525,000 | 804,000 | 1,083,000 |
| Interest expense | 60,000 | 133,000 | 208,000 | 291,000 |
| Net interest income | 192,000 | 392,000 | 596,000 | 792,000 |
| Noninterest income | 34,000 | 61,000 | 101,000 | 138,000 |
| Noninterest expense | 187,000 | 377,000 | 586,000 | 800,000 |
| Provision for loan losses | 3,000 | 6,000 | 411,000 | 415,000 |
| Pretax income | 36,000 | 70,000 | -300,000 | -285,000 |
| Income tax | 3,000 | 4,000 | -80,000 | -79,000 |
| Net income | 33,000 | 66,000 | -220,000 | -206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,032,000 | 5,066,000 | 4,770,000 | 4,782,000 |
| Total capital | 5,160,000 | 5,187,000 | 4,952,000 | 4,956,000 |
| Risk-weighted assets | 12,456,000 | 14,024,000 | 14,259,000 | 13,584,000 |