Call reports 2018
ROCHELLE STATE BANK — 2018
What ROCHELLE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 29,339,000 | 27,971,000 | 26,780,000 | 27,118,000 |
| Total loans | 8,008,000 | 9,390,000 | 9,648,000 | 8,516,000 |
| Allowance for loan losses | 138,000 | 121,000 | 122,000 | 124,000 |
| Securities available for sale | 12,556,000 | 11,972,000 | 11,253,000 | 11,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,771,000 | 23,345,000 | 22,105,000 | 22,299,000 |
| Interest-bearing deposits | 22,661,000 | 21,601,000 | 20,292,000 | 20,842,000 |
| Noninterest-bearing deposits | 2,110,000 | 1,744,000 | 1,813,000 | 1,457,000 |
| Equity capital | 4,539,000 | 4,587,000 | 4,594,000 | 4,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 495,000 | 764,000 | 1,021,000 |
| Interest expense | 41,000 | 80,000 | 124,000 | 170,000 |
| Net interest income | 196,000 | 415,000 | 640,000 | 851,000 |
| Noninterest income | 32,000 | 67,000 | 104,000 | 141,000 |
| Noninterest expense | 193,000 | 385,000 | 579,000 | 754,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 97,000 | 165,000 | 238,000 |
| Income tax | 1,000 | 10,000 | 17,000 | 42,000 |
| Net income | 34,000 | 87,000 | 148,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,848,000 | 4,901,000 | 4,952,000 | 5,000,000 |
| Total capital | 4,986,000 | 5,022,000 | 5,074,000 | 5,124,000 |
| Risk-weighted assets | 12,300,000 | 13,692,000 | 13,487,000 | 12,378,000 |