Call reports 2017
ROCHELLE STATE BANK — 2017
What ROCHELLE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 29,700,000 | 27,277,000 | 26,724,000 | 28,043,000 |
| Total loans | 9,700,000 | 9,741,000 | 9,681,000 | 7,117,000 |
| Allowance for loan losses | 185,000 | 120,000 | 125,000 | 138,000 |
| Securities available for sale | 14,430,000 | 14,278,000 | 13,093,000 | 12,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,129,000 | 22,514,000 | 21,891,000 | 23,292,000 |
| Interest-bearing deposits | 23,124,000 | 20,815,000 | 19,939,000 | 21,401,000 |
| Noninterest-bearing deposits | 2,005,000 | 1,699,000 | 1,952,000 | 1,891,000 |
| Equity capital | 4,511,000 | 4,720,000 | 4,772,000 | 4,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 242,000 | 505,000 | 765,000 | 1,014,000 |
| Interest expense | 35,000 | 71,000 | 108,000 | 143,000 |
| Net interest income | 207,000 | 434,000 | 657,000 | 871,000 |
| Noninterest income | 37,000 | 83,000 | 118,000 | 144,000 |
| Noninterest expense | 199,000 | 388,000 | 575,000 | 746,000 |
| Provision for loan losses | 6,000 | 12,000 | 22,000 | 30,000 |
| Pretax income | 39,000 | 117,000 | 178,000 | 239,000 |
| Income tax | 6,000 | 16,000 | 22,000 | 55,000 |
| Net income | 33,000 | 101,000 | 156,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,656,000 | 4,724,000 | 4,770,000 | 4,814,000 |
| Total capital | 4,840,000 | 4,844,000 | 4,895,000 | 4,952,000 |
| Risk-weighted assets | 14,751,000 | 14,072,000 | 13,747,000 | 11,350,000 |