Call reports 2011
ROCHELLE STATE BANK — 2011
What ROCHELLE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 25,688,000 | 26,427,000 | 25,764,000 | 27,584,000 |
| Total loans | 8,176,000 | 9,388,000 | 9,896,000 | 8,242,000 |
| Allowance for loan losses | 210,000 | 213,000 | 207,000 | 211,000 |
| Securities available for sale | 11,200,000 | 11,212,000 | 12,343,000 | 11,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,815,000 | 22,282,000 | 21,315,000 | 23,201,000 |
| Interest-bearing deposits | 20,377,000 | 20,500,000 | 19,697,000 | 20,541,000 |
| Noninterest-bearing deposits | 1,438,000 | 1,782,000 | 1,618,000 | 2,660,000 |
| Equity capital | 3,736,000 | 3,927,000 | 4,142,000 | 4,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 495,000 | 771,000 | 1,034,000 |
| Interest expense | 63,000 | 123,000 | 179,000 | 234,000 |
| Net interest income | 167,000 | 372,000 | 592,000 | 800,000 |
| Noninterest income | 32,000 | 69,000 | 108,000 | 150,000 |
| Noninterest expense | 190,000 | 391,000 | 597,000 | 820,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 22,000 | 103,000 | 228,000 | 252,000 |
| Income tax | 3,000 | 14,000 | 42,000 | 44,000 |
| Net income | 19,000 | 89,000 | 186,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,578,000 | 3,648,000 | 3,738,000 | 3,759,000 |
| Total capital | 3,726,000 | 3,810,000 | 3,903,000 | 3,913,000 |
| Risk-weighted assets | 11,796,000 | 12,902,000 | 13,155,000 | 12,264,000 |