Call reports 2007
ROCHELLE STATE BANK — 2007
What ROCHELLE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 18,940,000 | 18,835,000 | 19,171,000 | 21,363,000 |
| Total loans | 6,781,000 | 6,810,000 | 6,879,000 | 5,879,000 |
| Allowance for loan losses | 152,000 | 150,000 | 147,000 | 145,000 |
| Securities available for sale | 5,290,000 | 5,161,000 | 5,693,000 | 7,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,775,000 | 15,693,000 | 15,956,000 | 18,085,000 |
| Interest-bearing deposits | 14,132,000 | 14,516,000 | 14,751,000 | 14,813,000 |
| Noninterest-bearing deposits | 1,643,000 | 1,177,000 | 1,205,000 | 3,272,000 |
| Equity capital | 3,100,000 | 3,073,000 | 3,132,000 | 3,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 286,000 | 593,000 | 902,000 | 1,232,000 |
| Interest expense | 129,000 | 268,000 | 414,000 | 568,000 |
| Net interest income | 157,000 | 325,000 | 488,000 | 664,000 |
| Noninterest income | 34,000 | 78,000 | 121,000 | 158,000 |
| Noninterest expense | 164,000 | 344,000 | 521,000 | 690,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 24,000 | 53,000 | 79,000 | 120,000 |
| Income tax | 3,000 | 6,000 | 8,000 | 10,000 |
| Net income | 21,000 | 47,000 | 71,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,134,000 | 3,160,000 | 3,176,000 | 3,216,000 |
| Total capital | 3,252,000 | 3,279,000 | 3,296,000 | 3,332,000 |
| Risk-weighted assets | 9,400,000 | 9,450,000 | 9,589,000 | 9,219,000 |