Call reports 2001
ROCHELLE STATE BANK — 2001
What ROCHELLE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,844,000 | 17,373,000 | 17,646,000 | 17,686,000 |
| Total loans | 7,848,000 | 8,270,000 | 8,191,000 | 7,200,000 |
| Allowance for loan losses | 203,000 | 249,000 | 137,000 | 161,000 |
| Securities available for sale | 4,792,000 | 4,724,000 | 5,242,000 | 4,783,000 |
| Securities held to maturity | 790,000 | 789,000 | 690,000 | 690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,308,000 | 14,864,000 | 15,021,000 | 15,135,000 |
| Interest-bearing deposits | 13,826,000 | 13,536,000 | 13,698,000 | 12,884,000 |
| Noninterest-bearing deposits | 1,482,000 | 1,328,000 | 1,323,000 | 2,251,000 |
| Equity capital | 2,439,000 | 2,441,000 | 2,517,000 | 2,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 304,000 | 637,000 | 964,000 | 1,259,000 |
| Interest expense | 173,000 | 356,000 | 528,000 | 681,000 |
| Net interest income | 131,000 | 281,000 | 436,000 | 578,000 |
| Noninterest income | 47,000 | 102,000 | 165,000 | 213,000 |
| Noninterest expense | 143,000 | 284,000 | 439,000 | 596,000 |
| Provision for loan losses | 6,000 | 62,000 | 74,000 | 99,000 |
| Pretax income | 29,000 | 37,000 | 88,000 | 96,000 |
| Income tax | 6,000 | 5,000 | 16,000 | 13,000 |
| Net income | 23,000 | 32,000 | 72,000 | 83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,390,000 | 2,391,000 | 2,446,000 | 2,457,000 |
| Total capital | 2,521,000 | 2,516,000 | 2,575,000 | 2,578,000 |
| Risk-weighted assets | 10,338,000 | 10,248,000 | 10,366,000 | 9,609,000 |