Call reports 2024
SAVINGS BANK, THE — 2024
What SAVINGS BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 815,932,000 | 812,081,000 | 834,331,000 | 826,779,000 |
| Total loans | 572,398,000 | 590,601,000 | 605,129,000 | 609,299,000 |
| Allowance for loan losses | 5,442,000 | 5,677,000 | 5,770,000 | 5,883,000 |
| Securities available for sale | 139,918,000 | 151,309,000 | 152,715,000 | 149,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 727,563,000 | 709,895,000 | 704,044,000 | 732,042,000 |
| Interest-bearing deposits | 574,418,000 | 564,535,000 | 558,479,000 | 586,408,000 |
| Noninterest-bearing deposits | 153,145,000 | 145,360,000 | 145,565,000 | 145,634,000 |
| Equity capital | 75,640,000 | 75,570,000 | 79,986,000 | 76,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,733,000 | 16,081,000 | 24,598,000 | 33,377,000 |
| Interest expense | 3,946,000 | 8,095,000 | 12,430,000 | 16,752,000 |
| Net interest income | 3,787,000 | 7,986,000 | 12,168,000 | 16,625,000 |
| Noninterest income | 1,321,000 | 2,726,000 | 4,089,000 | 5,430,000 |
| Noninterest expense | 5,739,000 | 11,516,000 | 17,319,000 | 23,232,000 |
| Provision for loan losses | -183,000 | 65,000 | 160,000 | 279,000 |
| Pretax income | 122,000 | -116,000 | 1,192,000 | -28,000 |
| Income tax | -66,000 | -193,000 | -6,000 | -320,000 |
| Net income | 188,000 | 77,000 | 1,198,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,521,000 | 79,299,000 | 81,806,000 | 79,693,000 |