Call reports 2022
SAVINGS BANK, THE — 2022
What SAVINGS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 732,048,000 | 729,277,000 | 714,588,000 | 719,795,000 |
| Total loans | 475,422,000 | 498,383,000 | 500,478,000 | 520,103,000 |
| Allowance for loan losses | 4,587,000 | 4,832,000 | 4,863,000 | 5,175,000 |
| Securities available for sale | 113,095,000 | 122,057,000 | 119,471,000 | 120,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 648,627,000 | 649,887,000 | 639,281,000 | 642,345,000 |
| Interest-bearing deposits | 481,054,000 | 481,774,000 | 471,746,000 | 473,910,000 |
| Noninterest-bearing deposits | 167,573,000 | 168,113,000 | 167,535,000 | 168,435,000 |
| Equity capital | 78,677,000 | 74,788,000 | 70,240,000 | 72,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,038,000 | 10,387,000 | 16,170,000 | 22,301,000 |
| Interest expense | 284,000 | 591,000 | 1,013,000 | 1,725,000 |
| Net interest income | 4,754,000 | 9,796,000 | 15,157,000 | 20,576,000 |
| Noninterest income | 1,360,000 | 2,659,000 | 3,961,000 | 5,202,000 |
| Noninterest expense | 5,028,000 | 9,960,000 | 15,349,000 | 20,730,000 |
| Provision for loan losses | 81,000 | 328,000 | 365,000 | 681,000 |
| Pretax income | 1,600,000 | 2,072,000 | 2,340,000 | 4,928,000 |
| Income tax | 357,000 | 481,000 | 570,000 | 1,125,000 |
| Net income | 1,243,000 | 1,591,000 | 1,770,000 | 3,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,001,000 | 78,597,000 | 76,715,000 | 78,998,000 |