Call reports 2021
SAVINGS BANK, THE — 2021
What SAVINGS BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 682,508,000 | 691,566,000 | 707,756,000 | 722,476,000 |
| Total loans | 462,788,000 | 473,353,000 | 470,518,000 | 474,999,000 |
| Allowance for loan losses | 4,457,000 | 4,561,000 | 4,360,000 | 4,525,000 |
| Securities available for sale | 46,643,000 | 75,546,000 | 90,640,000 | 102,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 597,616,000 | 605,457,000 | 621,328,000 | 634,940,000 |
| Interest-bearing deposits | 456,996,000 | 463,028,000 | 468,336,000 | 471,614,000 |
| Noninterest-bearing deposits | 140,620,000 | 142,429,000 | 152,992,000 | 163,326,000 |
| Equity capital | 81,369,000 | 82,605,000 | 82,682,000 | 83,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,929,000 | 9,837,000 | 14,947,000 | 20,042,000 |
| Interest expense | 547,000 | 927,000 | 1,311,000 | 1,635,000 |
| Net interest income | 4,382,000 | 8,910,000 | 13,636,000 | 18,407,000 |
| Noninterest income | 1,273,000 | 2,573,000 | 3,969,000 | 5,315,000 |
| Noninterest expense | 4,764,000 | 9,840,000 | 14,841,000 | 20,399,000 |
| Provision for loan losses | 108,000 | 213,000 | 13,000 | 180,000 |
| Pretax income | 1,390,000 | 2,258,000 | 3,326,000 | 4,693,000 |
| Income tax | 302,000 | 486,000 | 757,000 | 1,025,000 |
| Net income | 1,088,000 | 1,772,000 | 2,569,000 | 3,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,078,000 | 78,679,000 | 79,549,000 | 80,634,000 |