Call reports 2018
SAVINGS BANK, THE — 2018
What SAVINGS BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 587,826,000 | 595,944,000 | 602,287,000 | 603,861,000 |
| Total loans | 482,912,000 | 491,555,000 | 493,942,000 | 500,968,000 |
| Allowance for loan losses | 3,566,000 | 3,632,000 | 3,636,000 | 3,652,000 |
| Securities available for sale | 61,368,000 | 58,718,000 | 59,776,000 | 59,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 484,330,000 | 481,438,000 | 495,525,000 | 490,084,000 |
| Interest-bearing deposits | 382,029,000 | 381,080,000 | 393,706,000 | 386,998,000 |
| Noninterest-bearing deposits | 102,301,000 | 100,358,000 | 101,819,000 | 103,086,000 |
| Equity capital | 72,150,000 | 72,385,000 | 73,446,000 | 72,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,942,000 | 10,013,000 | 15,315,000 | 20,819,000 |
| Interest expense | 688,000 | 1,469,000 | 2,374,000 | 3,390,000 |
| Net interest income | 4,254,000 | 8,544,000 | 12,941,000 | 17,429,000 |
| Noninterest income | 1,260,000 | 2,488,000 | 3,794,000 | 5,011,000 |
| Noninterest expense | 4,644,000 | 9,487,000 | 14,178,000 | 18,904,000 |
| Provision for loan losses | 89,000 | 154,000 | 165,000 | 183,000 |
| Pretax income | 781,000 | 1,873,000 | 2,874,000 | 3,835,000 |
| Income tax | 176,000 | 422,000 | 645,000 | 877,000 |
| Net income | 605,000 | 1,451,000 | 2,229,000 | 2,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,345,000 | 63,630,000 | 64,533,000 | 65,254,000 |
| Total capital | 70,085,000 | 70,119,000 | 71,224,000 | 71,632,000 |
| Risk-weighted assets | 359,949,000 | 367,567,000 | 368,886,000 | 378,142,000 |