Call reports 2017
SAVINGS BANK, THE — 2017
What SAVINGS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 547,681,000 | 555,702,000 | 571,340,000 | 578,742,000 |
| Total loans | 433,825,000 | 445,960,000 | 467,079,000 | 473,309,000 |
| Allowance for loan losses | 3,036,000 | 3,335,000 | 3,457,000 | 3,480,000 |
| Securities available for sale | 65,047,000 | 61,699,000 | 60,882,000 | 60,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,186,000 | 452,901,000 | 459,933,000 | 472,489,000 |
| Interest-bearing deposits | 362,741,000 | 358,803,000 | 367,852,000 | 374,675,000 |
| Noninterest-bearing deposits | 89,445,000 | 94,098,000 | 92,081,000 | 97,814,000 |
| Equity capital | 68,985,000 | 69,335,000 | 70,029,000 | 70,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,409,000 | 8,919,000 | 13,581,000 | 18,462,000 |
| Interest expense | 507,000 | 1,025,000 | 1,629,000 | 2,299,000 |
| Net interest income | 3,902,000 | 7,894,000 | 11,952,000 | 16,163,000 |
| Noninterest income | 1,243,000 | 2,476,000 | 3,726,000 | 5,002,000 |
| Noninterest expense | 4,564,000 | 9,151,000 | 13,547,000 | 18,157,000 |
| Provision for loan losses | 34,000 | 336,000 | 461,000 | 482,000 |
| Pretax income | 656,000 | 1,203,000 | 2,100,000 | 3,154,000 |
| Income tax | 197,000 | 344,000 | 639,000 | 583,000 |
| Net income | 459,000 | 859,000 | 1,461,000 | 2,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,375,000 | 61,770,000 | 62,372,000 | 63,250,000 |
| Total capital | 67,569,000 | 68,240,000 | 69,044,000 | 69,968,000 |
| Risk-weighted assets | 323,740,000 | 336,530,000 | 348,230,000 | 338,639,000 |