Call reports 2011
SAVINGS BANK, THE — 2011
What SAVINGS BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 436,258,000 | 445,142,000 | 444,090,000 | 443,758,000 |
| Total loans | 228,877,000 | 230,853,000 | 240,968,000 | 250,364,000 |
| Allowance for loan losses | 1,991,000 | 2,032,000 | 2,170,000 | 2,512,000 |
| Securities available for sale | 111,400,000 | 113,224,000 | 112,174,000 | 106,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,321,000 | 386,656,000 | 386,476,000 | 385,011,000 |
| Interest-bearing deposits | 335,562,000 | 341,813,000 | 340,018,000 | 334,931,000 |
| Noninterest-bearing deposits | 42,759,000 | 44,843,000 | 46,458,000 | 50,080,000 |
| Equity capital | 56,021,000 | 56,580,000 | 55,554,000 | 56,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,900,000 | 7,849,000 | 11,787,000 | 15,782,000 |
| Interest expense | 745,000 | 1,468,000 | 2,103,000 | 2,666,000 |
| Net interest income | 3,155,000 | 6,381,000 | 9,684,000 | 13,116,000 |
| Noninterest income | 1,277,000 | 2,561,000 | 3,756,000 | 5,028,000 |
| Noninterest expense | 4,042,000 | 8,343,000 | 12,988,000 | 16,998,000 |
| Provision for loan losses | 33,000 | 77,000 | 236,000 | 583,000 |
| Pretax income | 397,000 | 603,000 | 305,000 | 640,000 |
| Income tax | 102,000 | 137,000 | 18,000 | 12,000 |
| Net income | 295,000 | 466,000 | 287,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,738,000 | 48,976,000 | 48,865,000 | 49,271,000 |
| Total capital | 52,357,000 | 52,771,000 | 52,417,000 | 53,819,000 |
| Risk-weighted assets | 245,725,000 | 253,254,000 | 261,164,000 | 266,046,000 |